Deferred Income
Strategy

Often we work with business owners who have a key employee who makes a substantial income but does not NEED the money now, as they are more focused on building their nest egg for retirement.

When this happens we introduce them to a strategy that allows them to put money aside now while having permanent life insurance. This will serve to protect their family if the employee does not live to retirement. It will also allow them to put large amounts of money away that will someday be a supplement to their eventual retirement.

Each employee designs their own strategy according to there money available and their long term goals.

We find that customizing each strategy is optimal for the employee and the company.

One of the biggest benefits is that you can offer it to who ever you want to while not having to offer it to a whole group of employees.

1 The information provided is not written or intended as tax or legal advice and may not be relied on for purposes of avoiding any Federal tax penalties. We are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.